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All agents are NOT alike! Find out why we are top real estate experts. Call us: 931-647-3600.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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The Worth Team
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"Bob was a great help"
"Bob was a great help. We lived overseas at the time so we couldn't look at the houses. He took pictures of the houses we liked & also pictures of the area around the houses so we could see the area in either direction of the homes. He answered all of our questions (even the silly ones). He was very patient with us & did not push us at all to make a decision. We will definately be recomending him to both sellers & buyers."
Michael and Cassandra
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First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
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| Q |
How did actress Jayne Mansfield decorate her Hollywood "Pink Palace" without buying any furniture?
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| A |
She wrote to furniture suppliers asking for free samples, telling them they could brag that their furniture was in her outrageous mansion. She received over $150,000 worth of free merchandise. |
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